Home Loan
Explore housing loan options for purchasing, constructing, renovating or transferring an eligible residential property loan.
Loan comparison & enquiry platform
Compare Home Loan, Personal Loan & Loan Against Car Options in India
Understand indicative interest rates, EMI, eligibility and documents before you apply. Credit Lelo helps you submit one enquiry and connect with relevant banks, NBFCs and lending partners based on your loan requirement.
3 Core Loan CategoriesHome, personal and car-backed loans
One Online EnquiryShare your requirement securely
Lender-Dependent OffersFinal terms are set by the lender
Loan products
Explore loan options based on your requirement
Review the basic features of each product, then open the detailed page to understand eligibility, documents, EMI and indicative terms.
Personal Loan
Check unsecured personal loan options for eligible expenses such as travel, medical needs, weddings or other personal requirements.
Loan Against Car
Use your existing car to explore secured funding options without selling the vehicle, subject to lender eligibility and vehicle criteria.
*Figures are indicative and based on information currently displayed on Credit Lelo. Final rates, EMI, tenure, funding and loan amount vary by lender, borrower profile and applicable terms.
How Credit Lelo works
A simpler way to start your loan enquiry
Our role is to help you understand the product and connect your enquiry with relevant lending partners.
1
Choose a Loan
Select Home Loan, Personal Loan or Loan Against Car based on your requirement.
2
Check Key Details
Review indicative rates, eligibility, documents and use the EMI calculator.
3
Submit Your Enquiry
Share the information needed for the selected loan product through our online form.
4
Connect With a Partner
Relevant banks, NBFCs or lending partners may contact you for further assessment.
Loan EMI calculator
Estimate your monthly loan EMI
Use the calculator for an illustration. The actual EMI depends on the lender's approved amount, interest rate, tenure and applicable charges.
Lending partners
Loan enquiries can be connected with established financial institutions
Availability and matching vary by product, borrower profile, geography and partner criteria.
Loan guide
Compare loans using the right factors—not only the headline rate
Total borrowing cost
Compare interest rate, APR, processing fees and product-specific charges—not only the headline rate.
Eligibility & approved amount
Income, credit history, existing obligations and the property or vehicle can influence lender decisions.
Repayment flexibility
Review monthly EMI, tenure, rate-reset terms and prepayment or foreclosure conditions.
When you compare a home loan, personal loan or loan against car, the interest rate is only one part of the borrowing cost. Check the approved loan amount, repayment tenure, monthly EMI, processing fee, annual percentage rate, prepayment conditions and any product-specific charges before proceeding.
For loan products covered by the RBI's Key Facts Statement framework, regulated lenders are required to present key loan information—including the all-in cost—in a simple format. This can make it easier to compare the actual cost of competing loan offers instead of relying only on an advertised rate.
Your eligibility can also depend on factors such as income, employment or business profile, existing obligations, age, credit history, property details for a home loan, or vehicle details for a loan against car. Final underwriting is always performed by the lender.
Home Loan Interest Rate & Eligibility
Personal Loan EMI & Eligibility
Loan Against Car Eligibility & EMI
Borrower reference: RBI's guidance on Key Facts Statements requires covered regulated entities to disclose important loan terms and the all-in cost in an easy-to-understand format. Read RBI reference.
Frequently asked questions
Questions borrowers often ask before applying
Credit Lelo is a loan aggregation platform. We help users explore Home Loan, Personal Loan and Loan Against Car options and connect eligible enquiries with relevant banks, NBFCs, lending partners and authorised intermediaries. Credit Lelo does not directly lend or sanction loans.
Compare the interest rate, Annual Percentage Rate (APR), processing fees, repayment tenure, EMI, prepayment or foreclosure conditions and other charges. RBI requires regulated entities to provide a Key Facts Statement for covered retail and MSME loans so borrowers can understand the all-in cost before signing.
Lenders may consider your credit history and credit score along with income, existing obligations, age, employment profile and product-specific eligibility. TransUnion CIBIL states that its consumer score ranges from 300 to 900, with a higher score indicating lower credit risk.
No. Rates and loan amounts shown on the website are indicative. The final rate, loan amount, fees, tenure and approval are decided by the lender after evaluating your profile and documents.
No. Credit Lelo is an aggregation and enquiry facilitation platform. Loans are provided, sanctioned and disbursed by the relevant bank, NBFC or lending partner.