We don’t offer Loans/Insurance/Credit Cards and other financial services but we do share your information to the partners which you have chosen. We don’t have any sales team, hence we don’t sale any schemes or offerings. We help our customers to compare and choose wisely from the widely collection of offerings of loans/cards and other services from our partners. The loans/policy insurance/Card issuances/Account Openings are on choice of the partner Banks/NBFC/Insurance provides and Advertisers.Information Sharing and Disclosure:
CreditLelo.in doesn’t sell or rent your personal identification information to any third party unless you specifically note herein. Nevertheless, we may sell/transfer your personal identification information to an affiliate and to any successor-in-interest as a result of a sale of our company’s business or upon the merger, reorganization or alliance with another entity on a basis that CreditLelo.in is not the surviving entity. For the purposes of this paragraph "affiliate" means any person directly, or indirectly through one or more intermediaries, that controls, is controlled by or is under common control with creditlelo.in. The word “control” is used in the following sentence, would mean with respect to any individual, directly or indirectly, of the power, through the exercise of voting rights, contractual rights or otherwise, to direct or cause the direction of the management or policies of the controlled person. Also, used in the following sentences, the term “individual” includes any natural person, company, corporation, partnership, limited liability company, unincorporated association, trust and any other entity.
CreditLelo.in neither use nor rent your financial data for any purpose other than completing a transaction with you. By providing us your information, you are allowing us to:
CreditLelo.in will share your personal information to partner companies, when:
CreditLelo.in will share your information with some service partners so as to reply to your queries/comments or to resolve service issues and provide you with better service. Our customers are obliged who register with CreditLelo.in warrant that they have taken all necessary precautions to ensure that the data submitted to the Website is true and accurate. Our customers would have to have to certify that the information provided on registration websites and otherwise provided by you on this site shall be true, complete and accurate. We provide general information and are not to be believed to constitute, financial or other advice or a recommendation to purchase any product or service. CreditLelo.in advises its customers to consider a third party opinion before you purchase any product and/or service via our website. Our customers can delete their account from our website any time according to their convenience, their information would however be stored in our archives on our servers. By availing the services provided and/or registering themselves on our website, our customers permit us to collect and use their data by us and also by our associated partners to contact them via email, phone or SMS and provided them information on various offerings on the product or service they have opted for.
Hence, while our customers apply for various products or services through our website, they permit us, our affiliates & our associate partners to give you a call/SMS/e-mail to provide valuable information for the related product and services even though they have registered have registered themselves under DND or DNC or NCPR services till 180 days of registration with us. CreditLelo.in can continue to share promotional communication even post the mentioned duration until voluntarily stopped. During the registration process, CreditLelo.in requests its customers for registering and validating their mobile numbers and email addressed via OTP/ Call / SMS/ from us and replying us on the email respectively sent from our end to receive text messages, notifications, and other services to your wireless device as an alert or email. Through registering with us our customers permit us to communicate them via SMS/Email alerts to them for their login details and any other service requirements or also for some advertising communication. By accepting our "Terms and Conditions" our customers permit our associate partners to route a CIBIL/Satyam check for their profile. We would automatically receive and collect certain unidentified information in standard usage logs through our Web server, including computer-identification information obtained from "cookies," sent to our customer’s browser from a web server cookie stored on their hard drive and other technologies such as pixel tags and clear gifs, each time they visit our website. This enables us to seize an IP address assigned to the computer, the domain server through which our service accessed, the type of computer used, the type of web browser used. The information includes first and last name, email address, mobile phone number and contact details, Pin code, demographic profile (age, gender and occupation), preferences (such as housing loan, personal loan, credit card, car loan) and other financial information (like salary). Our Customer should note that any provider of financial services is qualified to register with creditlelo.in. We do not discrete if the advertisers are good, reputable or are effective sellers of goods / service provided. Our Customers should be aware and verify all relevant aspects prior to agreeing to the terms of service. We do not negotiate or finalise the terms of engagement with any of the advertisers. Our Customers are requested to follow the similar procedure. Purchasing of goods or availing of services from advertisers shall be at their own risk.
The orientations CreditLeLo.in makes to any name, products or services of third parties or links to third party sites does not constitute or infer our engagement, tie-ups or recommendation with them. Also, neither the quality of any product or service, advice, information nor any other materials displayed, purchased, or obtained by our customers as a result of a promotion activity or any other information or offer in or in connection with the Media.Advertisement on our Website CreditLelo.in:
CreditLeLo.in uses third-party Advt. Agencies to serve our customers with ads when they visit our website. These Advertising agencies might utilise information on the usage behaviour (excluding name, address, email address, or phone numbers) about our customer’s session on our website and other third-party websites to promote goods and services of our customer’s interests. CreditLeLo.in utilises third-party agencies to advertise on our behalf across the Internet and the website. These agencies might gather unidentified information about our customers visits to our website, and their interaction with our products and services. This anonymous information is collected through the use of a pixel tag, which is industry standard technology used by most major websites.
There is no personal identification data gathered or used in this process. Our website has links to other websites. However, CreditLelo.in is not accountable for the privacy practices the websites which we do not own, manage or control. There maybe tie-ups of other sites linked on our web site. Personal information that our customers provide to those sites are not our property. The associated sites may have different privacy practices and we encourage our customer to read their privacy policies. These sites may place their cookies or other files on our customer’s computer, collect data or lobby personal information. Exclusion of liability for third party provider’s products and services and Third party advertisements.
Our Customers can apply and purchase any number of products and services via our website. However, we explicitly clarify that we do not offer any products and services that appear on our Websites. All these products and services are provided by third party associates on which we do not possess any control. Our Customers are therefore notified that they verify the products that they wish to purchase before contracting with the third parties. CreditLelo.in is not responsible for any offerings on the products and services provided by third party associates. Our Customers must exercise due caution to ensure their interests. We recommend our Customers to not handover any cash or documents. Get all promises on terms and conditions in writing on a letterhead. Get the visiting card of the person visiting you and check out that the landlines numbers mentioned on the card are correct. Most advertisers are unable to return documents in case your proposal is not accepted. If this is an issue, please get a promise to return your documents in writing in the event of your proposal is not accepted for any reason. Any transactions relating to sale/purchase of goods or services not directly offered by us are to be settled internally between the both the parties to such transaction and all warranties express or implied of any kind, regarding any matter pertaining to without limitation the implied warranties of merchantability, fitness for a particular purpose, and non-infringement are disclaimed by us.
CreditLelo.in aims to provide a platform wherein our customers and third parties agencies (Banks and NBFCs) interact and exchange information or carry out any transactions on such terms and in the manner mutually agreed between them. CreditLeLo.in does not involve in the transactions between the buyers and sellers of any product and service. It is only on our customers who are entirely responsible for all the activities, derived from the transactions of goods or services offered by any other party other than us. CreditLelo.in is not responsible for any loss, if incurred during selling or purchasing goods /services of the third party.Exclusions of liability: